Personal Finance Agents
Grow and protect your money with AI agents that adapt to you.
Backed by
What is Sail
An open stack for the agentic economy
Sail is built to empower individuals, builders, and institutions to deploy intelligent AI agents that autonomously manage, optimize, and compound capital across DeFi — all while maintaining complete onchain transparency, control, and self-custody.
Stablecoin Agent
Deposit stablecoins into your self-custodial Sail Account, set your preferences (or use defaults), and let your agent autonomously reallocate your capital across DeFi to maximize risk-adjusted net APY.
import { Sail } from '@sail/sdk' const client = new Sail({ apiKey: process.env.SAIL_KEY }) const { apy, route } = await client.optimize({ asset: 'USDC', amount: 10_000 }) // → { apy: 6.4%, chain: 'Arbitrum' }
API / SDK
Build financial products without the overhead. Integrate institutional-grade yield optimization with a single API call.
The Optimization Engine
An autonomous yield strategy built on the Sail Stack that intelligently scans, reallocates, and compounds capital across DeFi protocols — continuously optimizing for the highest risk-adjusted net APY while enforcing strict security, risk controls, and self-custody. Check Docs
Performance
Sail's stack is designed to deliver superior risk-adjusted performance. It manages cross-network portfolios through a sophisticated balance of real-time analytic scoring and adaptive learning.
In numbers
Real-time infrastructure metrics and capability benchmarks powering Sail.
A solution for every user
Sail's infrastructure is built for universality and scale — from neobanks embedding intelligent yield agents into their platforms to everyday users earning competitive yields on their stablecoins.
Click any card to explore
Agentic Security
Sonar monitors on-chain signals in real time and alerts Sail's agents to act before threats reach your capital.
Stablecoin Depeg Detection
Every stablecoin and its full collateral tree is monitored continuously. If a depeg is detected anywhere in the chain, all affected vaults are automatically blocked.
Liquidity Drop Detection
Protocol liquidity and whale activity are monitored in real time. A decline of 20% or more triggers an immediate protective action by the agent.
Agent-layer integration
Every alert feeds directly into Sail's agents — exits and rebalances run automatically.
Adaptive execution speed
Larger balances unlock higher-frequency agent cycles for faster risk response.
Battle-tested in real markets
Sonar has successfully detected and mitigated risks in live market conditions, including depegs, resulting in no user losses to date.